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If you work in government or at a nonprofit organization, you might qualify for For the first time since it was taken down due to security concerns in March, millions of student loan borrowers can once again use the IRS Data Retrieval Tool (DRT) to electronically transfer their tax information into the online application for income-driven repayment (IDR) plans.Using the DRT, borrowers will be able to apply for IDR and update their income online at Student Loans.gov, without needing to separately provide their tax returns.3) I get paid bi-weekly and they take out payment twice a month so is that 5 months of payments or 5 payments? With the new law, do I only need to make 5 consecutive payments to get out of garnishment, or do I need to pay money on top of that?4) Before the new law, they have told me that I would need to pay an additional 0 on top of the 15% they already take out for my wage garnishment. Ultimately, I just want to know what my rights are before approaching the company that holds my account as they have not been very helpful thus far and I don't see that changing.If your income is very low, payments can be as little as

Keep in mind that extending your repayment term may increase the amount of interest you pay over the life of the loan.

Even with the uncertainty surrounding mortgage rate trends for the rest of this year, Plains Commerce Bank can find the perfect home loan for you.

Our mortgage bankers weigh in on what you should know.

For more information about the DRT outage, see our previous blog posts: borrowers with federal Direct student loans have access to a new repayment plan with monthly payments capped at 10% of your discretionary income. If you’re having trouble affording your monthly payments – or just want the assurance of payments based on your income – check out the Revised Pay As You Earn (REPAYE) plan and see if it’s right for you.

Income-driven repayment plans can help keep monthly payments affordable based on your income and family size.

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Keep in mind that extending your repayment term may increase the amount of interest you pay over the life of the loan.Even with the uncertainty surrounding mortgage rate trends for the rest of this year, Plains Commerce Bank can find the perfect home loan for you.Our mortgage bankers weigh in on what you should know.For more information about the DRT outage, see our previous blog posts: borrowers with federal Direct student loans have access to a new repayment plan with monthly payments capped at 10% of your discretionary income. If you’re having trouble affording your monthly payments – or just want the assurance of payments based on your income – check out the Revised Pay As You Earn (REPAYE) plan and see if it’s right for you.Income-driven repayment plans can help keep monthly payments affordable based on your income and family size.Huffington Post Reader Question Dear Steve, Student Loan in default.